Free Mortgage Calculators



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Keller Williams® Gulf Coast Realty
13800 Park Blvd. Seminole, FL 33776

Mortgage Calculators

Use these free calculators to determine mortgage payments,
income eligibility, credit worthiness and more.

Affordability Calculator
Use this calculator to find out how much house you can afford by plugging in your current salary...(more)

Credit Grade Calculator
Calculate your Credit Grade by entering previous and existing Mortgage, Rent, and Credit Delinquencies...(more)

Upfront Cost Calculator
How much will your loan Really Cost?
Enter the interest rate of your loan, the APR (ask your lender), and the loan amount...(more)

Income Calculator
This calculator will determine the income required to qualify for the specific loan using the specified qualification ratios. If you are not sure what ratio a particular lender uses, keep the values at 28/36 which is considered more conservative...(more)

Payment Calculator
This calculator determines your payments for a particular loan. If you request an amortization table, you will also see how quickly your loan balance is paid off...(more)

Balloon Payments Calculator
For those expecting to remain in their home for a relatively short period of time, 5/25 and 7/23 Convertible, Two-Step, and Balloon mortgages are getting more popular since they often provide lower rates than conventional 30 year mortgages while still giving a fixed payment schedule for 5 or more years.

The risk, of course, is what happens after the initial fixed period is over and you have the possibility of converting your loan. This calculator can determine your initial fixed payment and to try to answer those questions...(more)